Merchant Services

•    Options to fit your business
•    Credit is no problem
•    Great customer service
•    Get merchant capital fast

As a business owner, you know how unique your industry is. You can't compare foodservice to shipping; why should your restaurant receive the same cookie-cutter merchant services as a large warehouse? Although both businesses will need merchant capital, the best options for each will vary widely. Only through a comprehensive merchant services provider can your business get the best rates for merchant services as well as various forms of merchant capital.

Merchant Capital: Loans and Advances

The most well-known types of merchant services involve merchant capital loans and cash advances. In both cases, the business receives cash upfront in exchange for a flexible payment schedule. With a loan, depending on the credit rating of the business, your merchant capital may be repaid at a higher or lower interest rate. Cash advance merchant services involve a similar procedure, but the guidelines are easier to satisfy resulting in more approvals. You will still pay back the money over time and receive a lump sum of merchant capital fast. 

Credit Card Factoring

This type of merchant services is unique because it allows you to get merchant capital now, but repay the advance with a small, fixed percentage of your future credit card sales. Unlike a traditional loan, credit card factoring does not usually require you to repay a certain dollar amount each month. Instead, your business qualifies for credit card factoring based on your past credit card volume.  Once you qualify, you can receive anywhere from 100% - 300% of your monthly credit card average.  It is this volume, not your credit score, which will determine how much you qualify for. Credit is less important with credit card factoring; what is most valuable is to have a strong demonstrated history of credit card processing, which means getting merchant services as early in your company's history as possible.

Nations Advance Provides Excellent Custom Merchant Services

Whether you need merchant capital, credit card factoring, or credit card processing, Nations Advance is your strong ally. We can provide all these merchant services and more, and we'll always give you the lowest possible rate. Discover what our merchant services can do for you, and you'll see how having easier access to low rates and constant merchant capital helps your business thrive. Contact us today and you could have merchant capital in your account within three days!